Look Into My Eyes - New Webcam Technology

If a new webcam technology from Microsoft get the go-ahead, then instant messaging could get a whole lot more interesting.

Currently under development at the Microsoft research labs in Cambridge, England, the new webcam, i2i consists of two lenses, which carefully follows an individual's movement. Using an exclusively developed algorithm to cleverly blend what each lens is seeing, resulting in the creation of an accurate stereo "cylopean" image.

All very technical, but for the 18.5 million people (source Microsoft) who regularly use webcams while they are using instant messengers, i2i means that it will appear as if users are looking into each others eyes.

Antonio Criminisi, lead researcher of Microsoft's Machine Learning and Perception Group, said.

"We were able to come up with an algorithm that was able to take two images and capture a corresponding map in 3D. Using this powerful technology, we can now synthetically create an image as if the person is looking straight into your eyes."

According to Dr Criminisi, the biggest challenge for the backroom boys at Microsoft was in calculating how the visual brain works. In particular, how it sees and sorts out colors, shapes and distances.

"Essentially, what we have done is replace human eyes with cameras and the human brain with a computer."

The real magic behind this technology is the newly developed stereo algorithm, which makes it possible to accurately reconstruct a 3D, geometric image in real time and on a standard computer. Fundamentally, this is the same technology which was used to recreate the stunning 3D images of the Martian surface, which were beamed back by the NASA rover.

With the ability to generate realistic looking background images in order that users can pretend they are somewhere other than where they really are! Commenting, Dr Criminisi said.

"This is important for privacy, as I may not want you to see how untidy my bedroom is."

A feature likely to capture the teens market is that of Smart Icons. Instead of typing in the usual pictorial emotion e.g. :) i2i can superimpose free floating, 3D ones which can then be instructed to float freely around a person's head or anywhere else for that matter.

While Dr Criminisi admits there are still issues to iron out before the project is passed on to Microsoft Development, he is pleased with what has been achieved in under two years. Dr Criminisi's team is already experimenting with code which enables users to create their own wrap-around avatar, 3D face and then have it move as if it were their own.

About The Author

Robert Palmer is CEO of deskNET Communications (www.desknet.co.uk) providers of the first, viable alternative to opt-in email marketing and newsletter publishing. eMail: info@desknet.co.uk

Copyright ? 2004 deskNET Communications - UK

Living by Faith

Five verses specify that we are to live by faith. How do you do that? It is like entering a black hole. Those who are in the blackness of night have to feel their way lest they fall into a pit or crash into things. Walking by faith is going through unknown territory. How can you feel comfortable navigating blind? It's like closing your eyes when you are driving at high speed on a congested highway.

We are not talking about physical blindness; we still have our senses. Depending on what we can physically see, limits us in what we can accomplish. Most people can only see the check coming in when we work for someone else. Since there are only 24 hours in a day, trading hours for dollars can only earn so much. Those who make it big look beyond what is visible, to the unlimited possibilities of believing.

The Lord instructed Peter to launch out into the deep. To catch the big fish and achieve sought after positions we have to go beyond shallow water. We are told over and over in Scripture that the righteous must live by faith.

To accomplish great things, we must be willing to act where we can't see the outcome. It can be uncomfortable proceeding in unseen territory, but that is how we learn. We are not flying totally blind, however. Faith is to the soul as the eyes are to the body. We see with faith. We have vision from God. After you have been over your head and begged the Lord's help, you learn that he will always be there for you. The difference between God and men is that he doesn't fail.

In digital circuitry we have an operation that is called a handshake. When two pieces of equipment are to work together, the first one sends a signal that in effects is saying, "Are you ready to receive data?" If it receives an answer, the first one then sends a signal that means, "OK, here it comes." That is sort of like how we work together with the Lord. We are admonished in Scripture to use our talents. When we use them, he responds by giving us joy. It's as if we are shaking hands with God!

All computers have what is called microprocessors. A couple of the pins on this chip are labeled IRQ-meaning interrupt request. These chips are constantly busy loading files the software calls for, and looking all over the disk for the data it needs for the program. Sometimes, however, we need to do something more importantly than the routine running of the internal system. Printers and other such devices activate these request lines, notifying the microprocessor to interrupt, what it is doing, so that it can run an external program.

We get busy running our lives and sometimes forget what God has told us to do. We may even do some things that he has told us not do. He provided for that scenario, however, by programming us with a conscience that makes us feel bad when we do what we know is wrong. When we have these pangs of guilt that is God's interrupt request, to stop doing wrong, and do what he has said in his word.

Living by faith, is picking up on these subtle signals from our maker. He doesn't speak directly, telling us precisely what to do as he did in Old Testament times, but works through natural things that happen every day. He lives inside us every moment. His Spirit communicates with our spirit without using words. When we become more aware of his presence, we can evaluate things from a spiritual point of view.

Lynn Bradley is the author of the paperback book, "Climbing the Heavenly Stairs." Discover what Jesus said about accomplishing impossible things. Learn to live life to the full. Read more about it at http://www.thelynnbradleybook.com.

You have permission to publish this article if you leave the resource box intact. It would be appreciated if you would notify me at lynn_b2@yahoo.com when you do.

Great Telephone Skills

Having good telephone skills is crucial as the call may be the catalyst for a prospective sale or provide vital counseling for a member of public. However, since both parties may not see each other face-to-face, a telephone conversation may not lead to favourable results; on the flip side, it may lead to unintended misunderstanding.

Here are some tips:

Even voice tone

It is important to speak clearly in an even tone. If you are anxious or even short of breadth, the other party may perceive that you are distracted. This may cause the phone conversation to be terse and unproductive.

Identify Yourself

It is important to identify yourself to the other party before you proceed with the conversation. It is not a good idea to assume that the other party knows you.

Ask For Identification

Along the lines of the above point, you should also ask for the identity of the other party. You do not want to reveal confidential information to the wrong person on the other line! This is not as a far-fetched since speaking on a mobile phone may create identity distortions as compared to using a fixed-line phone.

Structured Call

If you are making a sale over the phone, it is important to ask the customer if you can have a few minutes of his time. You should then proceed with providing more important features of the product. Be mindful that if the receiver is speaking as if he is driving, his mind may not be fully registering what you are selling ? in this type of situation, it will be more productive to call him at his office or home.

Emotional Caller

If you receive a call from a member of public who is in an emotionally unstable state, it is good to ensure that you are not in a distracting environment; you should ensure that your full attention is with the caller. Remember not to speak too loudly and allow other people to get details of your confidential phone conversation.

Incoming Call

It is rude to abruptly pick up an incoming call and expect your phone partner to hold. If the incoming call is urgent, it is a matter of courtesy to tell your phone partner that you will get back to him shortly. Remember to get his number.

Using the email/fax

In sales, you can complement the phone conversation with email attachments or even a fax. This allows you to go through the product's specification and together be more persuasive in closing the sales. The other party is able to better visualize your product.

Your handset

If the battery in your handset is running low, remember to inform the other party. It also good practice to ask for his number if it is not reflected in your phone system.

About The Author

This article is controbuted by Colin Ong TS, Managing Director of MR=MC Consulting (http://www.mrmc.com.sg)

colin@mrmc.com.sg

Prep for a Successful Trade Show

Well, autumn is upon us and with the onset of this season comes cleaner air and colourful outdoor scenery and, it is also prime season for trade shows. Sure, trade shows happen all throughout the year but, with many areas recognizing small business month/week, there is a greater opportunity for entrepreneurs to showcase their products or services to their target markets.

As small business owners, especially those in the start up phase, preparing for a trade show can be a very scary and frustrating time. What do we take and how do we present it?

You first need to find out the specifics of the trade show you are registered for or considering exhibiting in. If necessary, contact the organizers of the event and get details on the type of visitors that the show attracts and the layout of the area you will have to display your business. Be sure to find out the size of the table you will have, whether there is wall space for your company sign, if there are electrical outlets available, and anything else that may or may not be included (ie. table cloth, etc.)

Once the show space specifics have been established, then you can move on to thinking about and deciding what and how you can 'show your stuff'. The following are just a few ideas to help you get ready for that all important trade show. (Note: most of these ideas are based on being in the service industry but will work for products industry companies as well)

• If the table you have does not include a tablecloth, be sure to get one that compliments your display and represents your company's image and colour scheme (without being overpowering). Even if a tablecloth is supplied, bring your own or something to add some depth to your table (ie. table runner). Your table will definitely stand out in a crowd.

• If space will allow, erect a stand-alone presentation board. On the board, you can show how clients can benefit by using your services. Be creative and make it stand out. Include pictures, if possible, and be sure your company name and logo are more than obvious.

• If there is wall space, but your budget is minimal, use your trusty desktop publishing software to create a template of your company name. Use the template, along with bristle board, cardboard, or foam core to make a sign that you can put up on the wall behind your booth.

• Arrange your table in levels. Put the larger items at the rear, shorter items in front of those, and even shorter items in front of those.

• Develop a PowerPoint presentation to display on your table (if an electrical outlet is within reach of your booth). You can make it on your desktop computer and transfer it to a laptop, which you can rent or borrow if you don't already have one. Your visitors will find this visually appealing and will draw in their attention.

• Have a portfolio of your work available. Print off some of your best projects, put them into plastic sheet protectors, and arrange them in a binder. Then lay out the binder where visitors can flip through the pages.

• Have plenty of giveaways, such as business cards, brochures, pens, magnets, and anything else that has your company name and/or logo on it. Most people who attend trade shows are expecting to take home some goodies. And, be sure to use display racks for showing your flyers, specials, brochures, and such.

• Offer something a little different? FOOD. I displayed at the Bridges to Better Business trade show in Brampton and included a basket of Girl Guide cookies on my table. They were a big hit? I wish I had brought more. If you can, package your food in a way that will allow you to have your company contact info on it.

• Offer Gift Certificates for some of your services. There's nothing better than getting a deal and, when they 'cash in' their certificate, they will see how valuable your services are and will come back for more.

• Have a drawing for a prize. Offer a prize that, in some way, compliments your business if possible, and appeals to anyone. Have visitors and entrants sign a guestbook, fill in a ticket, or drop their business cards into a fish bowl or gift bag. You can then use this information at a later date to make a follow up contact.

• If the show will be on for an extended length of time, be sure to have assistance in manning your booth so you can take a break. If you don't have the option of having someone take over for a bit, be sure to put up a note that tells people how long you will be gone or when you will be back.

Most importantly, be friendly and inviting. Say hi to those that turn and look toward you or your booth. Strike up a conversation and be sure to have a short introductory speech ready. And?have fun!

About The Author

Janice Byer is a certified Master Virtual Assistant and owner of Docu-Type Administrative & Web Design Services (http://www.docutype.net). See this and other articles on her website; jbyer@docutype.net

What To Do When You Think Your Child Might Have AD/HD

AD/HD (attention deficit disorder) is one of the most common mental health disorders seen in childhood. Studies estimate that between 3-7% of all children have AD/HD: approximately 2 million children in the USA alone, or one child in every classroom.

The main symptoms seen in this condition are inattention, hyperactivity, and impulsivity, however, it's important to note that not all children with AD/HD have hyperactivity. Many have the inattentive sub-type; these are the children who are often over-looked because they rarely present with behavioral problems. Rather, they are the dreamers who find it difficult to pay attention and who may instead, seem withdrawn or even depressed. It is far more likely that the hyperactive, impulsive children are identified in school for their acting out behaviors. Often times, teachers will report to the families that an evaluation for AD/HD may be indicated.

What should you do if you think your child might have AD/HD?

? Have your pediatrician give your child a complete physical to rule out any possible medical condition that can mimic AD/HD symptoms. Some children with chronic allergies, for example, simply cannot focus.

? If your child is given a clean bill of health, discuss your concerns with your child's teacher. Find out how your child is behaving in school. Some questions to ask would be:

- Is he completing homework assignments?
- Is he paying attention in class
- Is she able to make friends easily?
- Does she have materials (books, paper, pencils) handy, or do they often get lost?
- Is he getting to class on time?

Keep in mind that many children with AD/HD can do well in school and often excel in structured environments. It often isn't until the later school years- often middle school- that these children "hit the wall" and can no longer keep up. It is imperative that interventions be carried out to avoid failures.

? Note your child's behaviors at home. Does he seem more immature than other children his age? Does he have a hard time following directions? Sitting at the dinner table?

If you feel that your child exhibits many of the traits of AD/HD, then it's time to get evaluated. Schools should have psychologists on staff who can offer testing. However, many parents prefer to go for an outside evaluation. Some pediatricians feel capable of evaluating AD/HD, but many child psychologists, psychiatrists and neurologists have special training to help decipher which behaviors could indeed be AD/HD and which might be something else, such as depression, anxiety or a learning disability.

My Child Has AD/HD: Now What?

If you find that your child does, indeed have AD/HD, it's important to educate yourself as much as possible. There are numerous books on the subject. Consulting with a mental health professional to help you with the many challenges AD/HD can present, is invaluable. Finding support by attending local groups such as CHADD (Children and Adults with Attention Deficit Disorder) also are immensely helpful in not only learning more about AD/HD, but also to connect with other families who are struggling.

Since the treatment of AD/HD often includes parenting strategies, it is imperative that you work with a professional to help you learn new techniques to not only help manage your child's behavior, but to also help him learn organizing strategies, homework management, social skills and more.

Treatment also often includes medication to help quiet the hyperactivity and impulsivity and/or improve attention. Many parents are reluctant to give their child medications, but stimulants (the most common and beneficial medication for AD/HD) are safe when given as directed. Still, all parents have concerns. Here are some questions to ask your doctor to help you in making the decision as to whether medication is right for your child:

? What are the risks vs benefits?
? What side effects might I observe?
? Which medications will work best for my child?
? What options do I have if I don't want to use medications for my child?
? How will I know if the medications are working?

School Issues

Since AD/HD usually impedes a child's performance in school, it is essential to work closely with teachers and staff so that your child can perform her best. Many with AD/HD qualify for special help. If the AD/HD is getting in the way of academic or social success, you can request accommodations or even special education services. In order to receive such services, you will need to have a letter from the professional who diagnosed your child. If the school psychologist administered the evaluation and found your child eligible for special help, discuss your concerns with her to see what sort of support your child needs and is entitled to in school.

Some AD/HD accommodations often include:

? Having your child sit closer to the teacher

? Keeping your child away from distractions, such as the door leading to the hallway, windows, noisy classmates

? Having a note taker, especially if your child has poor handwriting skills

? Having assignments written on the blackboard

? Asking the teacher to check for homework when your child arrives at school to eliminate the possibility of his losing it

? Have teacher maintain frequent eye contact

? Break down assignments and instructions into smaller chunks

? Give your child extra time to take tests and complete assignments

? Allow for your child to work in a quieter area of the room, as needed

? Get help with organizing books, papers, backpack, desk, locker, etc

All in all, AD/HD is a highly treatable condition and with the right support, most children will thrive and enjoy success personally, socially and academically.

Terry Matlen, MSW, ACSW, is a psychotherapist and consultant in Birmingham, Michigan specializing in AD/HD in adults. She is the author of "Survival Tips for Women with AD/HD".

Terry is the director of http://www.addconsults.com, an online AD/HD eClinic and http://www.myADDstore.com. She serves on the board of directors of the Attention Deficit Disorder Association (ADDA),

A popular presenter at local and national conferences, Terry has a passion for raising awareness of the special challenges for women with AD/HD and the unique issues parents face when both they and their children have AD/HD.

Cell Phone - Why Should I Upgrade

We hear from friends or just general chat by people wanting to upgrade their cell phones. There are a number of very good reasons to upgrade but unfortunately the main reason people upgrade and without thinking is because the cell phone manufacturers are blitzing us with advertising on a daily basis with new features. I bet you can pinpoint a few friends who have new cell phones and have no idea as to how to go about using all the key features.

Upgrading your cellular phone needs some careful thinking. Many of us upgrade for fashion purposes to keep up with modern looks, understandable if you have a cell phone from the early years you might want something a little more portable and flexible in use.

Upgrading still costs money so choose wisely. There are many different upgrade options today such as Camera cell phones; PDA Cell Phones, GPS Cell phones and now we have the new line of 3G cell phones available. Honestly the best place to choose a cell phone is on the Internet, it's your decision and not the sale rep at some store twisting your arm for a sale and blinding you with useless information.

You need to know the differences and the different functionality of the cell phones before you just go ahead and upgrade. By doing a little research you get to choose exactly what fits your needs and budget. GPS phones (Global Positioning Satellite) are widely used by people with a love for climbing or adventure walking in remote regions.

GPS phones can be pinpointed to a pacific area should you be lost or in need of assistance, long distance drivers and employers also find good use for these phones. Employers can trace the whereabouts of employees or the phones themselves if lost or stolen.

PDA phones are ideal for people who like using pocket organisers. These phones are expensive but have similar functionality to that of a PC, ideal for office workers or sales reps.

Camera phones are self explanatory, simply a phone that can take photos. There is more to camera cell phones but in a nut shell that's what they do. They are classed more of a fun phone to have and prove very popular among all age groups. Once you have an idea of what the different phones do and can't do you are better placed to come up with an upgrade decision.

Flip phones are very popular at the moment, these are the phones with the pop up screen, they are available in Camera, PDA and GPS format but be aware they are not for everyone, I personally do not find them very user friendly but that's my opinion, I like to just answer the incoming call without messing around with the phone.

The phones on today's market a very light weight compared to the large style from years ago, those of you who still use these type phones today should look at upgrading and come to terms with the technology of today.

General advice:

If you experience a bad reception on a regular basis you should check with your cell phone carrier first before changing the phone, most of the time it tends to be a bad signal due to the cellular phone carrier rather than the fault of your phone, many people just jump and buy the phone only to find that they same problem is reoccurring. In certain area's you may need a small cell phone antenna or booster costing very little to get a better reception.

Powering down very quickly:

If you find that your cell phone powers down too quickly the chances are you need a new battery, once again many people exchange the whole cell phone instead of just the battery. The conception that batteries are almost as costly as the cell phone is untrue. You can get batteries at very competitive pricing along with third party battery from different suppliers.

No Power:

If you find that you have no power in your cell phone even after charging for hours, it could be one of three things. Firstly the battery in the cell phone could be completely dead, secondly the recharge supply unit could have a problem and last of all it could be the cell phone itself, by eliminating the first two you could save yourself money. It may all seem common sense but you would be surprised at how many good working cell phones are thrown out.

About the Author
Declan Tobin is a successful freelance writer providing advice for consumers on purchasing a variety of Prepaid Phone Plans which includes Cell prepaid plans, Carriers, and more! His numerous articles provide a wonderfully researched resource of interesting and relevant information for all of your phone interests and needs.

Payday Loans - Ways to Keep Your Costs Low

Payday loans offer a fast and easy solution to financial emergencies. But, costs can add up if you don't pay the loan off or borrow excessive amounts. To use payday loans wisely, follow these tips.

Borrow What You Need

You may be instantly approved for $1000, but it will cost you more than a $500 loan. The fees may be the same for both loans, but the interest fees will be higher for the $1000 loan.

Save yourself cash by only borrowing what you need to cover your expenses. With the lower amount, you can pay off your payday loan quicker, saving even more money.

Compare Payday Lender Fees

Payday lenders charge different fees and interest rates, so compare lenders. Payday lenders are required by law to post their fees and rates. You can quickly compare these fees and interest rates through online payday lenders.

When comparing, look for both the flat financing fee and interest rates. Add these two amounts to get the true financing cost of the payday loan. This extra step will save cash, especially if you rollover your loan.

Pay Back Your Cash Advance ASAP

Pay back your cash advance loan on your next payday or soon after. The longer you take to repay the loan, the more interest fees will add up.

By default, most payday loan companies deduct the minimum finance payment from your checking account, adding several months to the length of your payday loan. Instead, when you apply for your payday loan, opt to repay your loan sooner with larger payments.

Never Skip A Payday Loan Payment

To avoid spiraling fees, do not skip a payday loan payment. Not only will you be charged late charges by the payday loan lender, you may also be charged fees by your bank for lack of funds.

Talk with the payday loan company if you are having trouble making a payment. Payday loan lenders offer several repayment options, and they will find one that works for your situation. Paying the costs of a longer loan is cheaper than paying late or NSF fees to your lender and bank.

To view our recommended sources for payday or cash advance lenders online, visit this page: Recommended Payday Loan or Cash Advance Lenders Online.

Carrie Reeder is the owner ABC Loan Guide, an informational website about various types of loans.

How To Have An Effortless Life

Isn't that an appealing title? How to Have an Effortless Life! Well guess what? The only time your life will be effortless is when you're buried six feet under.

It takes effort to get results, and not just any effort, it takes smart effort. You cannot expect to achieve anything without doing something. Unfortunately in our society today, people are making an enormous effort to keep themselves busy all day, yet for many they look at what they have done and realised that much of the time had been wasted. They review their day and wonder what they had achieved.

You need to plan, focus and take action on what you want to achieve to get the outcome you desire. You need to get organised!

My Story

Last week I was in a shop trying on a shirt and I asked a lady who was also in the changing rooms how it looked on me. (I don't bother asking the sales assistant as they usually tell you it looks great regardless of whether it does or not). She thought it looked great and I must confess, I thought so too! Still, being a woman I like to have someone else to confirm it.

Now here's what I found both flattering and interesting. The lady said "The shirt looks great, I wish I had the same body". She was referring to my body! That got me excited! That's the first time someone had said that to me. Mind you this woman was about 15 kg overweight and would probably think that about anyone who was smaller than her.

I replied "Thank you! (and then blurted out in a nice way) However, you could too, just exercise regularly and eat healthily". I forgot to mention she had an open packet of potato chips in her bag. This lady probably thought I was born this way, one of the lucky ones who could eat and drink anything they wanted and walked occasionally for exercise.

It takes effort

What this lady didn't know was that every morning I drag myself out of bed at 5.30 a.m. to work out at the local gym. And I do that regardless of how cold or wet it is, how tired I am, whether it's summer or winter. I pay the price to get the results. I'm also particular about food, trying wherever possible to eat low fat, low sugar food and drink plenty of water.

If there's an easier alternative, a magic pill which will miraculously keep the weight off, body toned and make me feel great consistently without harming my health, please let me know. Until then, I'll keep paying the price and making the effort because the results are worth it.

Pay Yourself First

Having read the last couple of paragraphs you might say "why doesn't she exercise later in the day?". The reason I don't is that I am a "morning" person and know that by going to bed earlier and getting up early I can get it over with first thing. Otherwise if I chose to exercise later, chances are circumstances would arise and I'd postpone it.

One of my coaching clients is a runner. He originally rang me because his work and his life was out of control. He runs 20 kms a day and has done so for many years. I asked him how did he manage to religiously run every morning before work yet couldn't seem to leave the office by 5.30 p.m. each night. He answered "It's easy to jump out of bed in the morning and run, there's nothing or no-one able to stop me at that hour (5.30 a.m.). Yet when I'm at work there are too many demands on my time and they seem to always arise late in the day."

Learn to pay yourself first. Just like George Clason wrote in his book "The Richest Man In Babylon", take 10% of whatever you earn and pay yourself first. Use it to invest, otherwise there will never be anything left once you pay everything else. And I'm sure many of you can relate to that.

How to Pay Yourself First

You need to make yourself the first priority. Ensure you allow time each and every day to action your own personal agenda.

Here's a couple of ideas to get you started:

Block out time each day in your diary for your exercise. Eg. Walk at 6.00 a.m. or lunchtime. Plan that first.

Block out time each day to follow up on your personal issues. Eg. Book dental appointment, respond to phone calls, contact bank. Do that early in the day otherwise you'll run out of time and leave it

Make sure that you stick to it. Learn to say 'no' if other people want to make other plans for you during those 'me' times. You must take care of yourself first. You have the power to say 'yes' or 'no' to other people's demands on your time. Treat yourself as your no. 1 priority.

The Final Word

When you decide (yes, that right), it's when you decide to make yourself the highest priority in your life, you'll find how much easier it is to live your life. When you decide you're worth it, it will be easy for you to say 'no'to other people's demands/requests. Of course, you'll need to learn how to organise yourself so that you are effective as possible.

Have a great week!

About The Author

Lorraine Pirihi is Australia's Personal Productivity Specialist, Leading Life Coach and a dynamic presenter. She runs her own business The Office Organiser specialising in working with Small Business Owners and Managers helping them to dramatically improve their productivity, reduce the stress and the mess and have more time for living life! http://www.office-organiser.com.au

A Simple Way To Identify and Catch The Big One in River!

River dry fly fishing considered as the purest form of fly fishing inspired generations of writers, artists, poets and even philosophers to wax lyrical about its pleasures.

The gist to river dry fly fishing lies in the rise. Here, the angler waits patiently for a rise to begin before he or she starts to fish. And the art comes in persuading a particular trout to take your artifical pattern among a host of natural flies.

Rise forms vary widely from hour-to hour and river-to river. From the way a trout breaks the surface (a rise), an experienced angler can tell how and what the trout feeds.

The classic rise is when a series of concentric rings fan out on the surface as the trout confidently engulfs the fly as it drifts past.

Trouts do not rise vertically in the water, instead they drift back on the current to intercept the fly. The trout will then return to its station in the stream, usually inbetween weed beds on a shallow gravel run, under a bridge, overhanging tree or in a hatch pool, to wait for the next free meal.

Other rises includes:

Nebbing rise occurs when the trout pushes its nose right out of the water as heavy hatches of flies hover over its head.

Splashy rise is a violent splashing which usually happens in the evening when the trout are after mayfly or caddis.

Sipping rise happens when insects are trapped in the surface film and usually leaves a bubble behind.

Sub-surface rise causes all the problems as the rtout seems to be rising to take a surface fly, bt it is really taking an emerging nymph. As it does so, it disturbs the water making it looks like a proper rise.

Head and tail rise are usually seen in smooth stretches of water to nymphs trapped below the surface film where the whole fish appears.

The challenge comes in first identifying the fly that the trout is taking, whether they are taking duns or spinners, or if they are nymping sub-surface.

After selecting the correct fly, the next challenge comes in persuading the trout to take it.

The observant dry-fly angler learns by experience to recognize the different types of rise that commonly make. This will help him to select the correct fly and present it in a manner that the feeding fish will accept.

Once a correct imitation fly to match those that the trout are taking is selected, get a position downstream and cast at but not over the rising fish.

Highlighted are the common rises, to net that 'big one', all you need is to match the correct fly to what the trout is looking for and cast your rod!

Wishing you loads of catch!

Are you looking forward to that one big catch? Ebenezer Heng has co-created the ultimate, informative and useful fly fishing directories for anyone seeking to know more about flyfishing. Read about the equipment, places and other trivias to net a prize catch! Check out=> http://www.flyfishinglovers.com

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA

Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what's on your credit report?

If you've ever applied for a charge account, a personal loan, insurance or a job, there's a credit report about you. This credit report contains information on where you work and live, how you pay your bills, and whether you've been sued, or filed for bankruptcy.

About The Fair Credit Reporting Act? (FCRA)

The Fair Credit Reporting Act was the first federal law to regulate the use of personal information by private business. It was all the way back in 1899 that the first major credit reporting agency was started. Over time, credit reporting grew into a huge industry and, by the late 1960's, became surrounded by controversy.

Credit reports from the Credit Reporting Agencies were being used to deny services and opportunities. At that time, you would have had no right to see what was in your credit report. The FCRA was passed in 1970 and fortunately now you have that right.

On December 4, 2000 President George Bush signed into law the first phase of the Fair And Accurate Credit Transactions Act (FACT Act), which amends the FCRA. The FACT Act establishes the Financial Literacy and Education Commission and calls for a national financial literacy campaign.

The act addresses consumer's rights to understand and protect the information in their credit report and to get help when their financial information has been stolen. It also restricts the use of medical information in determining a consumer's eligibility for credit, and also limits the sharing of medical information with affiliated companies under certain circumstances.

Here are some questions consumers commonly ask about credit reports, Consumer Reporting Agencies and the answers. Note that you may have additional rights under state laws. You can contact your state Attorney General or local consumer protection agency for more information. You also have information and resources at your disposal 24/7 at: www.creditandyou.com.

Q. What can I do about inaccurate or incomplete information?

A. Under the new law, both the Consumer Reporting Agencies and the information provider have responsibilities for correcting inaccurate or incomplete information in your credit report. To protect all your rights under this law, contact both the Consumer Reporting Agencies and the information provider. See credit repair article by credit and you.com

Q. Can my employer get my credit report?

A. Only if you say it's okay. A consumer reporting agencies may not supply information about you to your employer, or to a prospective employer without your consent.

Q. Can creditors, employers or insurers get a report that contains medical information about me?

A. Not without your approval.

Q. How can I stop a consumer reporting agencies from including me on lists for unsolicited credit and insurance offers?

A. Creditors and Insurers may use consumer reporting agencies file information as a basis for sending you unsolicited offers. These offers must include a toll free number for you to call if you want to remove your name and address from lists for two years, completing a form that the consumer reporting agencies provides for this purpose will keep your name off lists permanently.

Q. Do I have the right to sue for damages?

A. You may sue a consumer reporting agency, a user or in some cases a provider of consumer reporting agency data in state or federal court for most violations of the FCRA. If you win, the defendant will have to pay damages to reimburse you for attorney fees to the extent ordered by the court.

Q. Are there other laws I should know about?

A. Yes. If your credit application was denied, the Equal Credit Opportunity Act (ECOA) requires creditors to specify why if you ask. For example, the creditor must tell you whether you were denied because you have no credit report with a consumer reporting agency or because the consumer reporting agency says you have delinquent obligations. The ECOA also requires creditors to consider additional information you might supply about your credit history. You may want to find out why the creditor denied your application before you contact the consumer reporting agencies. See Equal Credit Opportunity Act article by credit and you.com

Stay On Top Of Your Credit

Before financing anything, car, furniture, or a home, it's a god idea to make sure your credit report is clean. Errors can often be quickly removed. And no sales person should ever know more about your credit report than you.

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To find out: additional rights you have, who can get a copy of your credit report, how long negative information can be reported, easy steps anyone can take to repair there credit report, what you can do if the credit reporting agencies won't correct information in your credit report, or to read more about the Equal Credit Opportunity Act visit http://www.creditandyou.com/creditreports.html it's free a information website!

Blonds Have More Fun!

In the book, The Blond Knight of Germany, American authors Toliver and Constable detail the life of the greatest fighter pilot to ever fly, Germany's Erich Hartmann. During WWII, Hartmann recorded 352 confirmed in-flight victories. To put it into perspective, very few American fighter pilots reached 100 in-flight victories. Simply put, Erich Hartmann reached levels of greatness most fighter pilots can only dream about.

Would you like your business to achieve such levels of greatness? A common way to learn from the success of others is to look at what they did and adapt it to your situation. Here are two ways Hartmann reached success, use them to turn your company's brand into a Blond Knight.

1) Know Your Enemy: "If you are unable to beat your enemy at his own game, it is nearly always better to adopt some striking variant." - Winston Churchill (intro to Chapter 4 of The Blond Knight of Germany.)

Hartmann's Use: He created a Pilot's Handbook of Enemy Strength that outlined all of the planes his enemies flew. It detailed the strengths and weaknesses and the best approaches in defeating them. He was rarely surprised by what the enemy was capable of doing.

Your Use: Don't depend on your personality and hard work to propel your brand beyond the competition. Learn all you can about your products, your field, your competition, future competition, etc. Find out what you are up against and plan your strategy accordingly. Having a good idea, being honest, and providing "great customer service" are not guarantees to the success of your brand. Knowing your enemy's strengths/weaknesses and how you honestly match up against them (and acting on this knowledge) is the greatest insurance for your brand's success.

2) Be First: "If you can't be first, create a category in which you can be." - Al Ries & Jack Trout

Hartmann's Use: Erich Hartmann said it best, "The pilot who sees the other first already has half the victory." Playing catch up is not a fun position when you are thousands of feet in the air.

Your Use: Catch up also is not fun when thousands of your dollars are at stake. Avoid playing catch up by creating a new category. Even the slightest difference in focus can establish you as a category leader - instead of another brand in an overcrowded category. Dell computers built their brand on selling direct to the consumer. Started in 1984 by a college student (soon-to-be a college drop-out,) Dell computers currently ranks as the leader in most computer manufacturer categories across the globe. Competitors such as IBM and HP have now tried to offer consumer-direct service. However, Dell was first in the category and it appears they will stay that way.

Erich Hartmann used a one-two punch combination of Know Your Enemy and Be First to become the best fighter pilot in history - The Blond Knight. You can use the approach to help build your brand. Performed with confidence, this combination is sure to grow your business. Meaning: more customers, more profits, more enjoyment - that proves it, blonds (blond brands that is) do have more fun!

Kevin Kearns is a small business branding coach. He holds a Master of Science degree in Organization Development and is a member of the Coachville Graduate School of Coaching. With a mixture of hands-on experience, research, and fun, Kevin helps you become the only choice for your customers. Visit http://www.kevinkearns.com/newsletter.html to join The Branding Bunch - a community made of small business owners that want to grow their business the easy way.

Media Savvy - How To Lead, Persuade And Influence

The ability to lead, persuade and influence are integral skills for effective managers. The capability of telling a story that inspires, motivates and informs is an essential part of this process. In an age of convergence in the media and increased scepticism over traditional communication methods, a new breed of managers and leaders is emerging that sees the media as an opportunity and not a threat. They use the media in a pro-active way to build their organisation's image, reputation and identity.

Business Review Weekly's cover story "Future Leaders" editorial reported "new chief executives must have better presentation skills, for they will be required to perform in the electronic and printed media. Poor presentation will be perceived as a weakness in leadership, and arrogance or condescending attitudes will only be tolerated while the company is on top," (BRW December 14, 1998 P.14).

My role with the Australian Broadcasting Corporation, as both a broadcaster interviewing key decision makers and as a manager providing editorial leadership for program makers, allowed me to observe first hand how effective leaders use the media to get their message across.

I now share this knowledge and experience with a range of clients to add value, improve performance and build capabilities. Our company has built a reputation for excellence in media strategy, issues management, change management, marketing communications, media training, financial journalism and professional speaking. A practical approach is focused on helping people strategically manage real-life situations.

Getting positive exposure in the media can be more powerful than any advertising campaign. It is far-reaching, utterly credible and free. As an added bonus, you may well attract an audience you had never anticipated.

But talking to reporters can be risky and threatening for first timers. You can say too much and lose control of the interview. You can say the wrong thing and damage your reputation. Or you can say "no comment" and lose an opportunity.

The only way to build your reputation is by learning the secrets of how the media works and we can help you do that.

10 Tips

These are 10 success tips that will help managers and leaders get the best from the media.

1. Know Your Strengths. What are you an expert at? What is your specialized area of expertise? What unique services or information can you offer? Position yourself as the expert.

2. Clarify your communication objectives? What do you want to achieve? To inform or entertain? To provide information? To build a profile? To influence public opinion? Personal marketing? Marketing or launching a new product or service?

3. Define your target audience? Who is your target audience? General public? Customers? Competitors? Suppliers? What age are they, what level of education, what beliefs and values, geographical location, how do they use the media?

4. Identify the best channels of communication. What is the best way to reach your target audience? TV, Radio, Internet, newspapers - local or Statewide, specialist or generalist, industry publications, community newsletters?

5. What is your key message? Distill what you want to say into three key points. Work out the best time to deliver this message and who will deliver it.

6. Build your case? What are the features, advantages and benefits of your message for your target audience? What evidence and proof do you have?

7. What is the hook? What will make your message or news release stand out from the rest? Be creative. Use a press release to control the information flow.

8. Develop long-term relationships with the media. Visit and meet them face to face. Network and get to know them.

9. Use the Three Golden Rules to Perform at your Best = Know Your Topic, Be Prepared, Relax.

10. Seek Professional Help. For maximum impact, effectiveness and value seek the advice of a media and communications professional.

Thomas Murrell MBA CSP is an international business speaker, consultant and award-winning broadcaster. Media Motivators is his regular electronic magazine read by 7,000 professionals in 15 different countries.

You can subscribe by visiting http://www.8mmedia.com. Thomas can be contacted directly at +6189388 6888 and is available to speak to your conference, seminar or event. Visit Tom's blog at http://www.8mmedia.blogspot.com.